How to Create a Personal Budget

Yes, this is important!

Image by Gregory G Fox

So, you know that expression, “Don’t count your chickens before they hatch”?

Okay, that’s pretty much what you’ll have to do in the money world! Planning your budget stops you from being caught off guard when spending or saving. So, here’s the lowdown on how to create a personal budget that doesn’t suck the life out of you.